Our 90th Annual Meeting will be held virtually via Zoom, a free remote conferencing service, on Wednesday, May 22, 2024, at 2:00 PM CST. For more details, click here.
Due to ongoing construction, our ATM will be temporarily unavailable from May 13th to May 20th. We are very sorry for any inconvenience this may cause. Check here for alternative banking options.
Earn a $90 cash bonus for each new member you bring to America’s CU.
Term | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
---|---|---|---|---|
6 Month | $1,000 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
7 Month | $1,000 and up 1 | 3.687% | 3.75% | Receive a notification when this rate changes |
11 Month | $1,000 to $24,999 2 | 4.841% | 4.95% | Receive a notification when this rate changes |
11 Month | $25,000 to $99,999 2 | 4.937% | 5.05% | Receive a notification when this rate changes |
11 Month | $100,000 to $199,999 2 | 5.032% | 5.15% | Receive a notification when this rate changes |
11 Month | $200,000 and up 2 | 5.175% | 5.30% | Receive a notification when this rate changes |
1 Year | $1,000 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
18 Month | $1,000 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
2 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
3 Year | $1,000 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
4 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
5 Year | $1,000 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
Minimum to Earn Dividend | Dividend Rate 3 | Annual Percentage Yield (APY) 3 | Alert Me | |
---|---|---|---|---|
12 Month IRA Certificate | $500 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
18 Month IRA Certificate | $500 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
24 Month IRA Certificate | $500 and up | 0.549% | 0.55% | Receive a notification when this rate changes |
3 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
4 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
5 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
11 Month IRA Certificate 2 | $1,000 to $24,999 | 4.841% | 4.95% | Receive a notification when this rate changes |
11 Month IRA Certificate 2 | $25,000 to $99,999 | 4.937% | 5.05% | Receive a notification when this rate changes |
11 Month IRA Certificate 2 | $100,000 to $199,999 | 5.032% | 5.15% | Receive a notification when this rate changes |
11 Month IRA Certificate 2 | $200,000 and up | 5.175% | 5.30% | Receive a notification when this rate changes |
Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) 4 | Alert Me |
---|---|---|---|
$25 - $4,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$5,000 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$10,000 - $24,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$25,000 - $49,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$50,000 and above | 0.050% | 0.05% | Receive a notification when this rate changes |
Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum to Earn Dividend | Alert Me | |
---|---|---|---|---|---|
Mini-Jumbo Certificate | 1 Year | 1.982% | 2.00% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 18 Month | 0.797% | 0.80% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 2 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 3 Year | 0.747% | 0.75% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 4 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
Mini-Jumbo Certificate | 5 Year | 0.995% | 1.00% | $50,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 1 Year | 1.982% | 2.00% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 18 Month | 0.797% | 0.80% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 2 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 3 Year | 0.747% | 0.75% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 4 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
Jumbo Certificate | 5 Year | 0.995% | 1.00% | $99,000 and up | Receive a notification when this rate changes |