Oh, the holidays. The one time of year when even the most disciplined shoppers have trouble sticking to their budgets. But you don't have to begin the New Year in debt. Follow these simple shopping tips to stop holiday overspending, and prevent a financial hangover in 2019. Seven holiday shopping tips to avoid a financial hangover in the new year.
With the holidays upon us, it’s time to get out those lists and get shopping! Whether you’re a reward shopper or an avid online deal-hunter, there are tons of things to buy for the holiday season, including family presents, gifts for friends, decorations, treats, party outfits, and much more. To help save you money every time you shop, it’s definitely worth it to take advantage of the numerous rewards programs out there. But if you’re new to this way of shopping, all the competing offers can be confusing.
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Whether you consider yourself a spender or a penny-pincher, the holidays present many challenges when it comes to staying on a budget and meeting long-term financial goals.
Many people associate the holidays with extravagant gifts, but holiday overspending can lead to months or even years of undue debt burden. Not only that, maxing out all of your credit cards just postpones the crunch and makes it so you have no financial leeway if an emergency arises in the new year.
It’s about time to start doing your holiday shopping, but shopping on a budget can be really tough. You want to make everyone happy this Christmas, but what you don’t want to do is leave yourself with a mountain of holiday debt.
The holiday season is right around the corner and with it comes the revered gift giving atmosphere. Holidays are best when there is some love being shown to relatives, friends, partners and even colleagues. And what better way to do so than with gifts?
Holiday shopping can sometimes be a tricky adventure. However, with the right tips and guides on how to make your shopping experience fruitful, you will not only avoid holiday overspending, but also help you get great deals on almost all of the items you are shopping for.
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Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.