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Credit Union Blog

America's Credit Union Blog

Providing valuable content and financial tips to help empower our members to improve their lives.

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Home & School | Life

Meals on Wheels Drivers Use App to Help Monitor Homebound Seniors

By: America's Credit Union
June 12th, 2019

Meals on Wheels America is expanding a research program showing how Meals on Wheels drivers can use a mobile app to alert care coordinators about observed changes in homebound meal clients' physical or mental health, social needs or home environment.

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Home & School | Life

Are You Dressing for Success, or Failure?

By: America's Credit Union
May 22nd, 2019

Clothing choices can affect your chances of being promoted, a report from staffing firm OfficeTeam finds.

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Home & School | Personal Finance

Get Yourself Cyber-Secure

By: America's Credit Union
May 13th, 2019

The National Cyber Security Alliance (NCSA) and the Better Business Bureau (BBB) have teamed up to remind everyone that when clearing out clutter, don't forget about the critical need to take action and protect your volumes of valuable information.

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Home & School | Life

Majority of Job Seekers Receive Multiple Offers While Job Searching

By: America's Credit Union
May 10th, 2019

Companies shouldn't assume that their job offer is a candidate's only option, research suggests.

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Insider | Home & School | Home & Mortgage Tips | Life | Home and Mortgage | Home Improvements

Making Home Fire Safety a Priority

By: America's Credit Union
April 17th, 2019

Smoke detector maker First Alert is offering these home safety tips:     

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Insider | Home & School | Personal Finance | Youth News | Life | Budgeting

Americans Are Spending More on Pets Than Ever Before: $72 Billion

By: America's Credit Union
April 11th, 2019

The American Pet Products Association (APPA) has released new annual industry-wide spending figures, which exceeded the previous year's spending by more than $3 billion. Americans are showing love for their pets as never before.

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Insider | Home & School | Youth News | Life

The Organic Consumer

By: America's Credit Union
March 21st, 2019

Today's organic shoppers are more mainstream and diverse than most contemporary stereotypes of pro-organic shoppers, according to a recent survey conducted by organic produce firm Earthbound Farm.

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Home & School | Life

Finding Skilled Candidates for Professional-Level Positions

By: America's Credit Union
March 21st, 2019

Having trouble hiring skilled workers? You’re not alone. The competitive hiring environment is making it difficult for companies to attract top talent, which may be causing delays in the overall process.

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Insider | Home & School | Life

Most Workers Consider Health and Wellness Offerings When Choosing a Job

By: America's Credit Union
March 15th, 2019

Workers are looking to their employers for some help in meeting their health and wellness goals, new research from staffing firm OfficeTeam suggests.

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Home & School | Home and Mortgage

Two Top Ways to Use Your Home Equity to Remodel

By: America's Credit Union
March 7th, 2019

At its core, the concept behind home equity is a simple one.  It’s a term that describes the market value of the “unencumbered interest” in your home – meaning, the difference between the fair market or “appraised” value and the outstanding balance of any and all loans that you may still owe. Home equity is calculated by taking 80% of that value and subtracting the loan balances. So, if your home was worth $200,000 and you still owed $100,000: $200,000  x  80%  =  $160,000   -$100,000      $60,000             The equity on your home would be $60,000.            What a lot of people don’t realize (especially first time homeowners,) is that it’s definitely possible to remodel your home to help it look and feel precisely how you want it and improve the amount of equity you have at the exact same time. Below are two responsible home equity techniques that you’re definitely going to want to know more about.

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Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.